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June 01st, 2016

6/1/2016

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I spoke last week about population groups in simply identifying political factions.  In discussing city planning we look at similar population numbers but projecting this to the MASTER PLAN of Baltimore as an International Economic Zone.  Where will people live----how will race, class, and religion play into this---what are the environmental factors in land use. 
Everyone in the city knows the last few decades of Clinton/Bush/Obama was about moving wealth and assets from the working and middle-class and moving them out of city centers.  Those working for the 1% to do that are now going to be in the coming group to have THEIR WEALTH AND ASSETS taken and they will be moved out.

The policies of moving the middle/working class and poor out of city center were to create Enterprise Zones telling that population group they would be lifted and included WHILE NEVER HAVING THAT INTENTION.  Well, that is what will happen the next two decades directed at the upper-middle and affluent class.  The Wall Street 1% and media will make the affluent class feel all this coming development is about them ----AND VOILA---THEY ARE PUSHED OUT INTO WHAT THEY HELPED BUILD.

Billionaires look towards multi-millionaires as their next 2% and see the millions of dollars to tens of millions of dollars as the working class.  The 1% see only the need to remove those millions from those citizens promising the hundreds of millions of dollar people they will be the winners.  This is the population dynamic playing out in all US cities deemed International Economic Zones as people jockey to be that 2%.   It is really sad stuff.

The poor we see in Baltimore these few decades mostly came from families whose parents worked middle-class industrial and/or government jobs. Today's long-term unemployed mostly these same middle-class will by the end of this coming decade look like the poor in our underserved communities. That is what deepened poverty does to all population groups.




Baltimore, Maryland



Population in 2014: 622,793 (100% urban, 0% rural). Population change since 2000: -4.4%
 
Males: 293,084  (47.1%)
Females: 329,709  (52.9%)
Median resident age:  34.6 years
Maryland median age:  38.2 yearsZip codes: 21201, 21202, 21205, 21206, 21207, 21208, 21209, 21210, 21211, 21212, 21213, 21214, 21215, 21216, 21217, 21218, 21222, 21223, 21224, 21225, 21226, 21230, 21231, 21234, 21236, 21237, 21239, 21251.
Baltimore Zip Code Map
Estimated median household income in 2013: $42,266 (it was $30,078 in 2000)
Baltimore:

$42,266
MD:

$72,483
Estimated per capita income in 2013: $26,159 (it was $16,978 in 2000)

Baltimore city income, earnings, and wages data

Estimated median house or condo value in 2013: $150,000 (it was $69,900 in 2000)
Baltimore:

$150,000
MD:

$280,200
Mean prices in 2013: All housing units: $185,767; Detached houses: $258,283; Townhouses or other attached units: $152,840; In 2-unit structures: $206,557; In 3-to-4-unit structures: $134,945; In 5-or-more-unit structures: $251,570; Mobile homes: $111,096; Occupied boats, RVs, vans, etc.: $129,758Median gross rent in 2013: $917.
Recent home sales, real estate maps, and home value estimator for zip codes: 21201, 21202, 21205, 21206, 21210, 21211, 21212, 21213, 21214, 21215, 21216, 21217, 21218, 21223, 21224, 21226, 21229, 21230, 21231, 21239.
Baltimore, MD residents, houses, and apartments details

Read more: http://www.city-data.com/city/Baltimore-Maryland.html#ixzz4AKeyaSam

___________________________________________

The goal of US International Economic Zone Master Plans is to have all city center real estate owned by the world's rich and global corporations.  Foreign corporations will be brought to aid in breaking down our American government, Rule of Law, and societal structures but then those wealthy foreign will lose their wealth as the Wall Street 1% always retrieves the money it uses to buy its 5% or 2%.

The good news says Johns Hopkins is Baltimore's public health stats will rise because those sickened by lead, asthma, and poor nutrition will be pushed out of the city---this is the far-right approach to public health.
The bad news that Hopkins is not announcing is global corporate campuses and global factories create public health crises far worse than we see in Baltimore today AND WILL AFFECT ALL CITY RESIDENTS.  No problem say the Wall Street 1%---WE WON'T BE LIVING THERE!

As I said the challenge to the 1% in doing this is different in cities in the north and south.  It is harder to play on race and class in northern cities----easy peasy in southern cities.  The issue being brought out by Wall Street Baltimore Development and Baltimore media these few years is REDLINING OF BALTIMORE DISTRICTS.  I watch as all groups talking about this inform the public on this history and then listen to WHAT THEY DO NOT SAY.  Baltimore's history of redlining comes with race and class---blacks and jewish populations segregated from white for example.  This has gone on now for a century so we are all aware.  Well, if the goal is making Baltimore an International Economic Zone then REDLINING will not work.  So, the same rich white families in Baltimore promoting this segregation are now opening to the idea of allowing Asian, Latino, African wealthy families into already wealthy communities with the idea of expanding this in all Baltimore City center communities.  As they do this the current population of city center----mostly white will be pushed out.




San Francisco income inequality resembles wealth gap in developing countries


Written By Kaley Fowler Posted: 12/31/2014, 06:59am
Berkeley Renters Driven Out Of San Francisco Overbid On Apartments


CBS San Francisco


Though it may not come as much of a surprise, income inequality in San Francisco is growing increasingly severe. According to a report from the city’s Human Services Agency, the income gap in the Bay Area is worse than in developing nations in sub-Saharan Africa.
From Vanity Fair:
The figure cited by the Chronicle is the Gini coefficient, which measures income distribution on a scale of 0 (everyone shares wealth equally) to 1 (all of the nation’s wealth is concentrated in the hands of one person). Sweden landed at a .25, and Denmark came in at .24. The United States, per the World Bank, earns a .45, with San Francisco at .523—worse than Rwanda’s .508, and barely better than Guatemala’s .559.
Of course, one sole figure isn’t necessarily convincing, and a single rubric that was created in 1912 probably can’t tell the entire story of a city’s socioeconomic health. But the new report doesn’t arrive in a vacuum: the Brookings Institute found in February that San Francisco’s income inequality is growing at a higher clip than that of any other city, and that “skyrocketing housing costs may increasingly preclude low-income residents from living in the city altogether.” Only Atlanta currently has more income inequality than San Francisco. For reference, New York comes in at six on the institute’s list, with Chicago (8), Los Angeles (9), and Baltimore (10) closing out the top 10.
Surging housing prices coupled with a growing number of wealthy residents are making it nearly impossible for lower classes to move up the financial ladder in San Francisco.
Many critics blame the tech scene in Silicon Valley, where corporate giants like Google, Facebook and LinkedIn are buying up apartments and leaving little room for lower-income residents. However, others are quick to point out that such businesses bring jobs and economic growth to the region.
From Vanity Fair:
What’s clear, regardless of what side of the gentrification/tech-boom debate one is on, is that San Francisco’s demographics are rapidly changing, and living in the city is increasingly—and rapidly—becoming a practical impossibility for many of its working-class residents. It remains to be seen whether the government (through increases in the minimum wage, public benefits, or more aggressive rent control) will ultimately elect to protect the city’s working class, or instead tilt even more in the direction of the technology industry.

____________________________________________

The goal of US International Economic Zone Master Plans is to have all city center real estate owned by the world's rich and global corporations. Foreign corporations will be brought to aid in breaking down our American government, Rule of Law, and societal structures but then those wealthy foreign will lose their wealth as the Wall Street 1% always retrieves the money it uses to buy its 5% or 2%.
The good news says Johns Hopkins is Baltimore's public health stats will rise because those sickened by lead, asthma, and poor nutrition will be pushed out of the city---this is the far-right approach to public health.
The bad news that Hopkins is not announcing is global corporate campuses and global factories create public health crises far worse than we see in Baltimore today AND WILL AFFECT ALL CITY RESIDENTS. No problem say the Wall Street 1%---WE WON'T BE LIVING THERE!

As I said the challenge to the 1% in doing this is different in cities in the north and south. It is harder to play on race and class in northern cities----easy peasy in southern cities. The issue being brought out by Wall Street Baltimore Development and Baltimore media these few years is REDLINING OF BALTIMORE DISTRICTS. I watch as all groups talking about this inform the public on this history and then listen to WHAT THEY DO NOT SAY. Baltimore's history of redlining comes with race and class---blacks and jewish populations segregated from white for example. This has gone on now for a century so we are all aware. Well, if the goal is making Baltimore an International Economic Zone then REDLINING will not work. So, the same rich white families in Baltimore promoting this segregation are now opening to the idea of allowing Asian, Latino, African wealthy families into already wealthy communities with the idea of expanding this in all Baltimore City center communities. As they do this the current population of city center----mostly white will be pushed out.
The American people cannot rely on the accuracy of today's US city stats----Baltimore's are skewed in all directions so we know San Fran is not pushing only working class out---there has been few opportunities for middle/upper middle citizens as well these few decades. San Fran is taking that next step towards being only the super-rich. I bet that many of Baltimore's gay and lesbian new citizens may be emigrating from San Fran.


THE PACE OF THESE TRANSITIONS MUST BE FAST SO THE AMERICAN PEOPLE CANNOT ORGANIZE AND FIGHT----WE HEAR IN MARYLAND AND BALTIMORE----YOU DON'T LIKE IT---TOUGH. THAT WAS THE ESTABLISHMENT CANDIDATE'S FOR MAYOR PLATFORM---MOVING FORWARD.

Wall Street 1% like wealthy Asian, Latin American, African because they have that same winning at any cost attitude---China looks to have lots of rich but we are only seeing less than 1% of that nation. Each developing nation is now cracking down on all this US driven fraud----the politburo billionaires now want that wealth accumulation for themselves. These are the families being recruited to our US cities to help install the same International Economic Zones here as were installed in those developing nations.
As Baltimore Development 'justice' organizations work to open Baltimore citizens' minds ---including black, brown, and white citizens-----to ending REDLINING---it is made to feel that again, it will include current Baltimore black, brown, and white citizens ----BUT IT WILL NOT.


Below you see the hundreds of millions of dollar folks making the coming 2% to the 1% in US cities. Baltimore City Center redlining is now coming to be extreme wealth. Those in Roland Park or Guilford making up the old school Baltimore rich will not be included in this population shift. These rich now become the prey of Wall Street as will these incoming global foreign rich.

'In fact, Xi himself was one, too. His daughter attended Harvard under an assumed name, and the chairman’s extended family has allegedly amassed assets worth several hundred million dollars'.




As war on corruption mounts, China’s rich flee to America


Models pose with a gold-plated Infiniti luxury sports car at a jewellery store in Nanjing. China is predicted to become the world's largest luxury goods market by 2020, but many of the country's wealthy are choosing to emigrate abroad, according to a new study.


STRAFP/Getty ImagesHONG KONG — It’s a favorite pastime: Americans worried about their country’s direction love threatening to move abroad. “That’s it, I’m going to Canada!” they say.
Of course, they almost never do.
In China, however, that’s now no idle threat, especially for the rich.  
Amid a widening crackdown on corruption, China’s wealthiest citizens are increasingly seeking a better life abroad.
The United States is their favored destination.  
That’s the surprising conclusion of a new Hurun Report survey of 393 Chinese millionaires. According to the report, 64 percent of wealthy Chinese (those with $1.6 million or more) have emigrated or are planning to do so. Hurun also found that a third of the super-rich (those with $16 million or more) have established homes elsewhere.
A higher percentage of the wealthy favor sending their offspring overseas. Eighty percent want their children educated abroad. The US is the top choice for university, and the second choice (behind the UK) for high school.
The reason? China’s elite are not big fans of the country’s rigid education system.
Even more striking is the surge in wealthy Chinese getting green cards. In 2010, 772 Chinese received investor green cards (given to people who invest at least $1 million in businesses in the US). In 2012, that figure leapt nearly eightfold to 6,124.  
Why the exodus among families who have benefited most from China’s rise?
Aside from education, another obvious motivator is pollution. China’s toxic air and poisonous water are regular topics of complaint among the wealthy (as well as ordinary Chinese).
A less obvious factor is the crackdown on corruption.
Over the last year, Chairman Xi Jinping has overseen investigations into some of China’s wealthiest and most powerful party figures, including those who have profited massively from the state-owned oil industry. He has vowed to take down both “tigers” (top bosses) and “flies” (local officials).
In January, Xi stepped up his campaign by forbidding the promotion of officials who have spouses or children living abroad. These so-called “naked” officials are seen as especially prone to corruption.
“They belong to a high-risk group for corruption,” a party official told the state-run Xinhua news agency. “Around 40 percent of economic cases and nearly 80 percent of corruption and embezzlement cases involve naked officials.” In China, crimes like fraud, bribery, and embezzlement are referred to as economic cases.
This designation covers a large group. According to a report by the Hong Kong newspaper Oriental Daily, a majority of members of China’s 2013 National People’s Congress were “naked officials.”
In fact, Xi himself was one, too. His daughter attended Harvard under an assumed name, and the chairman’s extended family has allegedly amassed assets worth several hundred million dollars.
Of course, it’s not just wealthy Chinese who are leaving the country in droves. According to a report by the Center for China and Globalization, a total of more than 9 million Chinese had emigrated through the end of last year,* most of them middle-income earners between 35 and 55 years old. In 2012, the US was the top destination, with 81,784 Chinese receiving permanent residency in 2012.
For Americans who feel insecure about their country in light of China’s impressive achievements, it may be reassuring to know that, when given the means, many Chinese would rather move to the United States than stay at home.
Correction: GlobalPost initially reported that more than 9 million Chinese had emigrated last year. The figure is cumulative, as stated in this article.


________________________________________________

Johns Hopkins is of course the driver of REDLINING and it was the institution profiteering from the fraud against Baltimore's poor and working class----either through Federal funding, Wall Street financial instruments----using those funds to expand globally.  Now, Hopkins is back in the lead AGAINST REDLINING.  Wall Street Baltimore Development 'justice' organizations are now educating against redlining but they are talking to white, brown, black citizens as though this was about THEIR COMING TOGETHER.  Never do these groups educate that this is about class redlining taking Baltimore City Center minus those Baltimore citizens here now.

Baltimore elections are rigged such that only the establishment candidates are heard in forums and media AND these candidates are heavily soaked in newly gentrified communities like Federal Hill, Fells Point, and Canton.  As well many of these new citizens are white middle-class.  These will be the citizens pushed from gentrified communities in a decade or so with the influx of global rich.  The problem for US citizens is educating citizens moving to a US International Economic Zone city like Baltimore as to history and goals of Wall Street Baltimore Development and Johns Hopkins and a Master Plan.  Once citizens know what REAL public policy is ----they work against bad policy.  We have a population distribution of old school white Baltimore citizens being moved out of city center by the influx of global rich and immigrant labor while the new middle-class is used as tax, fee, and fine support of a corrupt government and never-ending global corporate subsidy.


THE NEXT REDLINING WILL BE CLASS-----EXTREME WEALTH.


First 'Redlining Baltimore' event explores discrimination past and presentJHU's 21st Century Cities Initiative kicks off conversation series


By Katie Pearce
/ Published April 7Of all the race-related issues to delve into in Baltimore, redlining isn't the most immediately provocative.

Image caption: Activist Chris Wilson (left) and Johns Hopkins sociologist Stefanie DeLuca at a "Redlining Baltimore" event at the Motor House in Baltimore's Station North neighborhood.
Image credit: Barbara Samuels

"It's not as sexy as the riots," said 17-year-old activist Makayla Gilliam-Price, who spoke last night at the Motor House in Station North as part of the first of four "Redlining Baltimore" conversations, hosted by Johns Hopkins University and organized by JHU's 21st Century Cities Initiative. The series brings together academics, activists, and residents to discuss the legacies of discrimination in Baltimore and the future of opportunity and inclusion in the city.
The term "redlining" specifically refers to a federal housing policy, started in the 1930s, that reviewed mortgages based on neighborhood districts—which, in practice, meant denying homeownership opportunities based on race and ethnicity. Over time, the term has come to refer to a variety of discriminatory practices that block services based on race—from credit cards and health insurance, to grocery store access and transportation.
The forum looked at these modern-day expressions of redlining in Baltimore a year after the death of Freddie Gray.
For example, discrimination in Baltimore is evident in discrepancies in car insurance rates.
"The people who need the most cost benefit from auto insurance pay the most, by ZIP code," noted Joseph Jones Jr., founder of the Center for Urban Families nonprofit.



In response in the April 2015 unrest in Baltimore, Johns Hopkins has strengthened its commitment to providing economic and employment opportunities in the city, and to discussing, investigating, and addressing underlying issues. Learn more about our efforts.

But he and fellow panelist Antero Pietila, a former Baltimore Sun reporter, pointed to progress: the fact that more people are openly addressing redlining than ever before has moved the topic beyond niche discourse reserved for academics.
"We are now trying to grapple with this information that was hidden from us," Jones said.
Pietila, who penned the 2010 book Not in My Neighborhood: How Bigotry Shaped a Great American City about race and real estate in Baltimore, noted that redlining maps revealing the federal housing patterns of the past can now be found through a simple click on Google. Before, he said, you had to visit the National Archives to catch sight of them.
"There has never been more interest in redlining as there is today," Pietila said.
Actress and activist Sonja Sohn, known for her role as Detective Kima Greggs on The Wire, said looking at Pietila's book for the first time gave her a better understanding of the roots of Baltimore's present-day unrest. "I felt like I had hit—I don't want to say the jackpot … " she said.
Last night's event, titled "Living and Coming of Age Inside the Red Line," also featured young panelists who shared their experiences in Baltimore.
Activist Chris Wilson has been out of prison for four years. A judge gave him leniency on a life sentence after he candidly narrated to her his background—seeing family members die in violence, witnessing his own mother's rape by a police officer—and outlined his goals for turning his life around. The judge commanded him to make a difference, telling him: "You can't just go out there and be a regular person."
Wilson is currently working on his second college degree, and he's taught himself three languages. He's a motivational speaker and the CEO of the social enterprise Barclay Investment Corporation in Baltimore.
"The potential that you describe is the untapped valuable resource that's going to determine the future of Baltimore," Johns Hopkins sociologist Stefanie DeLuca told Wilson.
Panelist Kenny Liner, who founded the Believe in Music youth program, told attendees to find people in Baltimore who are doing inspiring things.
"If you can, fund those people and help them make this city better," he said.
Gilliam-Price, the teenage activist, had the sharpest words for the audience, pointing to the gentrification of historically black neighborhoods as a modern form of redlining, even when its surface goal is just the opposite.
For many, she said, "combating the impacts of redlining [means] essentially just flooding the hood with white people. And that's clearly not the answer." She noted the "problematic thinking" behind strategies that only "justify investment in black communities if white people are also impacted by it."
Gilliam-Price, who founded the youth justice organization City Bloc, emphasized the event's location within the gentrifying Station North neighborhood and spoke of the need to hold institutions accountable for delivering more than feel-good lip service.
"We no longer have the luxury of hiding behind blissful ignorance," she said.


_____________________________________________

In Baltimore it is the Roland Park/Guilford area around Johns Hopkins have the old school wealth and power. The people in these Wall Street 'justice' organizations talking REDLINE are simply average community citizens----

As you see even the earnings and assets in Roland Park often do not fit the HUNDREDS OF MILLIONS OF DOLLARS profile of the Master Plan----these citizens are what we call the few tens of millions or new few millionaires. There will be a battle in our wealthy Baltimore communities as they now look like the working/middle class to billionaires like Bloomberg and Plank.


This coming economic crash is designed to eliminate the rest of America's middle-class----create desperate impoverishment of today's underserved----but as well it will break the hold of old wealth in Baltimore creating conditions for these citizens to migrate.

The new working class and poor needing to be pushed out of Baltimore City center now becomes the upper-middle and affluent class.


Averages for the 2012 tax year for zip code 21210, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $150,611 (Individual Income Tax Returns)
Here:

$150,611
State:

$72,703

Salary/wage: $116,971 (reported on 77.0% of returns)
Here:

$116,971
State:

$62,228

Read more: http://www.city-data.com/zips/21210.html#ixzz4AL7JXJph


Description

Roland Park ZIP codes: 21210


Welcome to the first planned “suburb” community in the United States! This large, historic neighborhood spans from Northern Parkway, to the north, Falls Road, to the west, and winds along Coldspring Lane, Roland Avenue, and other smaller streets to the south and east. Roland Park includes a variety of home styles as well as many restaurants and retail spaces. Families choose Roland Park for its top-performing public school, Roland Park Elementary/Middle, or for its close proximity to elite private schools—including Roland Park Country School, which falls within neighborhood boundaries. Many smaller, adjacent neighborhoods, such as Keswick, Evergreen, Wyndhurst, and Hoes Heights are often mistaken for Roland Park, but function as independent neighborhoods. Pop across the 5000 block of Roland Avenue, into Wyndhurst, to grocery shop at Eddie’s market, grab a coffee at Starbucks, or bank at one of multiple financial institutions. Further down Roland Avenue, dine at award-winning Petit Louis Bistro or Johnny’s Restaurant (both by acclaimed restaurateurs, Foreman Wolf). Residents of Roland Park gain access to the exclusive Roland Park Pool, technically located in the Wyndhurst neighborhood.
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Most people understand the process of gentrification-----the poor citizens of a city are pushed out because they have rights and immigrant citizens are moved in because they have no rights.  This creates a temporary population barrier as gentrification occurs ending with those immigrant families pushed out just as underserved citizens were.  The next gentrification tool is moving in the artists.  Artists are always the ones able to bridge that gap between getting along with the underserved and immigrants and bringing a community forward in gentrification.  Gay and lesbian citizens used to be that stepping stone as well.

It's no coincidence that city center school and communities are filling with all of the above and right now they are low-income/working class.  Through this coming decade this is to where the population shifts will occur.  That international feel of communities today having immigrant families will become GLOBAL RICH FAMILIES----and today's immigrants will be pushed into a holding area around the Baltimore City border while global corporate campuses and global factories.  Don't worry----THIS IS ALL ABOUT JOBS, JOBS, JOBS this coming decade for low-wage immigrants who will then be pushed into these global factories.  Underserved black citizens displaced by UnderArmour and Hogan's CORE will as well be pushed to Baltimore's city line with promises of JOBS, JOBS, JOBS.

As this coming economic crash hits and Baltimore as other US cities deemed International Economic Zones feel the recession/depression----those new white middle-class citizens thinking they have a good job earning OK wages are now the ones slowly losing that grip on stability.  Teachers, government employees, other professionals will hit that cycle of fighting just to keep assets while taxes, fees, and fines rise.

DID 80,000 BALTIMORE VOTERS FOR DIXON AND PUGH REALLY VOTE FOR THIS?  OF COURSE NOT.


THE NEW REDLINING-------EXTREME WEALTH.

Latin Palace offers alternative nightlife at Fells Point
By Kaoru Kokufuda
For BaltimoreStories.com
Latin Palace is not just another salsa club. Rather, it is a cultural showcase of the growing Hispanic community in Baltimore.
Located on Broadway in Fells Point, Latin Palace may claim to be the most international dance club in the city, with the flags near the entrance representing different nations.
The owner of the club, Enrique Ribadeneira, describes it as "a melting pot of people from different cultures and races."
"We are representing all the 22 nations in Latin America," says Ribadeneira. He points out the misunderstood generalizations about Hispanics or Latinos among the majority of American people. The reality is despite the fact that they share the same language, their cultural backgrounds differ in various ways. Music and food are just a few examples of them.
As a club/restaurant, Latin Palace tries to offer the best of those diverse Hispanic cultures. "We mix all elements that we can, and make it acceptable for majority groups," says Ribadeneira.
One of the major misunderstandings about Latin music is that salsa is for everyone. "It is true that the most popular music by now are salsa, merengue, and now very strongly, we have something called bachata from Dominican Republic," says Ribadeneira. As a result, those types of music that gained the most popularity are among the heavy rotation at the Palace while other Latin music such as mariachi music and tango lack in mass appeal. Other genres of popular music heard here are reggae, kumbia, hip-hop and R&B, depending on the night.
The atmosphere is also original, reflecting Hispanic roots. "It pretends to give you a tropical feeling," Ribadeneira explains. A fish tank, tropical trees and bar decorations are good examples.
The most impressing interior features, however, are beautiful walls hand-painted by local artists. Along with tropical paintings of trees and ocean, it also represents the various cultures in Latin America. On the stage, there are paintings of Hispanic people representing different roots: African, European, Indian and mixed. When you enter the cigar room, you will come across the paintings of actual people who have often come to the place since day one. The owner calls them members.
Latin Palace opened its door officially on February 14, 1999. Since then, it has been one of the most successful businesses in Fells Point, both for him and the whole Latin community in Baltimore. It was voted one of the 50 Best Hispanic restaurants in the September 2001 issue of the Hispanic magazine. It also won the best Latin restaurant in Baltimore's City Paper .
Now, Ribadeneira is the president of the Hispanic Business Association of Baltimore, which was established in conjunction with Mayor O'Malley's project to improve Hispanic businesses in Baltimore.
Although Latin Palace is a good place for people of Latin descent to gather around, have fun and feel at home, it is more diverse than it sounds. Whereas 50 percent of the people are Hispanics, native Americans dominate 30 percent of all customers, and the remaining 20 percent are people from other countries, Ribadeneira says.
Latin Palace is gaining more of an African-American population through its Wednesday and Sunday parties tagged up with the local urban radio station 92Q Jams. Thursday nights are college nights, appealing to college students from all over the Baltimore region.
Ribadeneira calls this place an "ambassador of the community." Nobody feels isolated or out of place in this tropical palace, unlike other salsa clubs where Spanish becomes the only official language. Among the 30 employees, most are Spanish/English bilinguals, some are native Americans, and some are Hispanics.
"Our ultimate goal is to make it people aware that this is a wonderful place to interact with members of the community. That's why I'm doing this," the owner says.

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Meanwhile Baltimore County knows this continuing push of 500,000 Baltimore ever-poorer citizens is coming first refused to build ANY AFFORDABLE HOUSING and now has this compromise where small percentages of poor live amongst high-end housing. This is not a bad thing if it was meant to be sustainable but it is not. Remember, the goal by this decade's end is to have global corporate campuses and global factories being where citizens not living in city center live so these folks will be moved back into these global corporate campuses. Knowing the Latino families also integrated into these Towson area housing plans----it is not very warm and fuzzy or affordable for these folks. As well, the MTA bus lines like the Rt 8 to Towson will be changing and may not extend outside Baltimore City limits. This decade will be very disruptive to all poor, working class, and middle-class in Baltimore all revolving around installing global corporate campuses and global factories.

The Drip
by Brew Editors8:35 am
Mar 15, 2016



Baltimore County pledges $30 million to help integrate housing


It’s been going on for decades. Will today’s settlement with Baltimore County result in “meaningful steps” to end housing discrimination against low-income blacks in the county?
Above: Newly-constructed housing in Towson.

(rentdigs.com)

Baltimore County officials will announce today an agreement to spend $30 million over the next 10 years to encourage developers to build affordable housing units in the county.
The agreement settles a federal housing discrimination complaint filed in 2011 by the Baltimore County chapter of the NAACP, Baltimore Neighborhoods, Inc., and three county residents. The complaint accused the county of perpetuating segregation by not implementing policies to expand affordable housing in higher-income neighborhoods.
The settlement targets 116 census tracts where the county is expected to take “meaningful steps” to encourage private developers to build affordable housing. As part of the process, the county has agreed to commit $30 million to “incentivize” such construction.
Today’s agreement – to be announced, among others, by Gustavo Velasquez, assistant secretary at the U.S. Department of Housing and Urban Development – also calls on County Executive Kevin Kamenetz to introduce legislation in the County Council that would prohibit landlords from refusing to rent to tenants with Section 8 federal rental vouchers.
Strongly opposed by developers and landlords, such legislation is given little chance of winning Council approval. Under the agreement, future county executives are obligated to introduce the same legislation until it or a state law passes.

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I love this cartoon-----YOU ARE ONLY ULTRA --RICH COME BACK WHEN YOU ARE HYPER-RICH.

These are the rich seen by the 1% as the next in line for fleecing of wealth and they will be that 2% to the 1% for the coming two decades.... these new wealth people will probably rotate from International Economic Zone to another in what will not be a lifestyle any American wanting quality of life would want. People driven only by money are very unhappy people.


These are the Baltimore city center REDLINING guidelines----
The Asian wealth described in this article is not necessarily with Asian citizens-----much of the wealth taken from the US is now sheltered in Asia and will be returned under the guise of being an Asian corporation.


There Are 199,235 "Ultra High Net Worth" People In The World With Over $30 Million In Assets

by Tyler Durden - Nov 29, 11:39 AM

It is no secret that the bulk of "very rich people" in recent years has been created in Asia (where some $15 trillion in liquidity has entered broad circulation in just the past five years). As the FT reports, "Asia is producing more new wealth than any other part of the world at any point in history. Over the past five years, the assets of rich individuals have grown at triple the rate of the wealthy elsewhere, while the number of rich people has increased by twice that of other regions. Their number grew by almost 10 per cent to reach 3.7m last year, according to the survey, while their wealth expanded by 12 per cent to $12tn." However, to find the truly ultra-high-net-worthy (UHNW), those with over $30 million in net assets, one has to go to the US and Europe - the places where Ben's print baby print policy has most aggressively inflated the latest asset bubble, making the richest richester. "More people from the US and Europe entered this club in the past year than from anywhere else – the population in China and Brazil actually declined slightly." So how many ultra-high-net-worth individuals are there? The answer: 199,235.


Some observations on how the UHNW allocate their wealth:
They will often have $20m tied in a business, with $5m in property and $5m to play with, says Mykolas Rambus, chief executive of Wealth-X.
...
For those with $30m or more, the first thing they want to buy once they hit that bracket is an aircraft, according to Bassam Salem, chief executive of Citi’s private bank in Asia.


“The newly rich are a bit more exuberant in terms of showing their wealth initially,” he says. “But it takes a little while to become ultra-wealthy for most. The richer you are, the less you want to show it in many countries.”


The exception to this is mainland China, where more people have become vastly rich in a much shorter time because of the explosive pace of growth in recent years. The average age of Citi’s ultra-rich clients in Asia excluding Japan is about 70, according to Mr Salem, whereas in China it is 35.
Another stunning age-related detail: "the average age of millionaires in China is about 33, but that of the world’s ultra-wealthy is 52."
Naturally, the ultra wealthy - especially those from China - are the target audience of the UHNW advisors of the world.
“The reason this market is so lucrative is that a lot of the wealth is not very liquid yet,” he says. “They are likely to have a monetising event within a couple of years, like a listing, and they tend to spread their wealth around among a number of banks.”


There are many more potential clients among those with $5m or less, but they might only have liquid assets of $250,000 or less. “You cannot make money out of that in today’s high cost regimes,” Mr Rambus adds.


The newly rich can be much more demanding clients for private banks and other wealth managers, partly because they can take some convincing that a service they have never used or thought about is worth paying for. On top of this, as they are normally still tied in with their businesses, their investment expectations are for much higher returns than those who have been wealthier for longer and are more interested in preservation.
Sigh - the hard life of advising those for whom money is no object what to invest in...
Finally, if one moves beyond the merely UHNW set, and focuses squarely on the world's billioanires, of which there are roughly 2170 as we observed previously, the story is a little different.
As Wealth-X reports, the average billionaire is worth US$3.0 billion with a liquidity of 18 percent, equal to US$545 million in cash and other liquid assets per person. This liquidity cushion of over half a billion dollars is higher than it was before the global financial crisis of five years ago, suggesting that the old mantra of “cash is king” remains as relevant as ever.
Private holdings still form the largest component of a typical billionaire’s wealth, with an average of over a US$1 billion in publicly-held companies on top of this.
The breakdown of the average billionaire’s wealth can be seen below:


Ah, the New Normal: $3 billion in assets for some, Wal-Mart stampedes for everyone else.


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    Cindy Walsh is a lifelong political activist and academic living in Baltimore, Maryland.

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