WE KNOW BEST I'M TOLD OVER AND AGAIN!!!!
The other event of the past week as I said was the Baltimore Federal Reserve symposium on the 'New Economy'. Having gone into detail about that already, I wanted to highlight a problem for all people who are social activists. This meeting gathered organizations that fund development......from Wall Street banks to non-profit organizations. The message was that although all the Federal taxpayer stimulus money driving all this luxury development was drying up, there will be more money coming to Baltimore from other sources. At the same time we are reading in the Baltimore Sun that the city's general fund is depleting for 'community projects'....meaning projects that are driven by middle/lower class needs and wants.
Most social activists know organizations formerly focused on progressive social issues are now being co-opted for this same corporate development. The Calvert Foundation is an investment company in which I have invested all my life. Their representative was on the podium as was Habitat for Humanity MD. I asked Calvert, which like Fair Trade is under fire from progressive groups as having left the mission of investments with social value, how, with Enterprise Zones being used to draw funds for serving the underserved when in fact they are displacing them and greening projects for the same reason, do they determine where their funds will go. SHE WAS NOT HAPPY WITH THAT QUESTION BECAUSE, AS WE KNOW BY HER PRESENCE AT THIS EVENT, THEY ARE SENDING FUNDS TO THESE AFFLUENT PROJECTS. Fair Trade is doing the same thing.....investing in small programs driven by global hedge funds that are doing bad things rather than community people.
Habitat For Humanity representatives wanted to know who I was, as I come as a citizen and not as an organization. They are providing services for the underserved where these developers give them properties. Again, although someone gets a house, they are working within a project that will devastate the existing underserved community giving it social credo. THAT IS WHY THEY WANTED TO KNOW WHO I WAS. I know that what is happening is that all those subprime mortgage foreclosures with titles run through the EVIL MERS process will have house titles with questionable ownership. So, we are seeing yet again low/middle-class families being directed into home ownership that may very well end in someone else claiming to own the house. Baltimore has handed Habitat for Humanity loads of these properties. I ASKED IF TITLES HAD BEEN RESEARCHED TO ASSURE THE HOUSE WAS CLEARLY TITLED........I WAS TOLD LAWYERS LOOK AT IT. The organization may indeed by trying to do good, but they are in the middle of very bad company. Habitat could look elsewhere to provide services!
THESE PEOPLE ARE TRULY EVIL FOLKS!
I harp on the issues involving the underserved because these groups are targeting grant and taxpayer money for these affluent projects that developers should be funding. This in turn creates the shortfalls that we read about in the Baltimore Sun. So , these policies effect all taxpayers, working/middle-class families who will not be able to afford to live in these communities and who will be stuck with charter schools. THOSE HURT THE MOST WILL BE THE UNDERSERVED.
I WAS ASKED 'DON'T YOU LIKE TO WINDOW-SHOP IN THOSE LUXURY STORES' AS I WOULDN'T BE THE ONE PAYING $20,000 FOR A SOFA. WE ARE EXPECTED TO BE HAPPY WE'LL HAVE SOMETHING AT WHICH TO LOOK. OUR INCUMBENTS AT ALL LEVELS ARE FUELING THIS PROCESS......
VOTE YOUR INCUMBENT OUT OF OFFICE!!!!!
Kimberly Zeuli, Vice President and Community Development Officer, Federal Reserve Bank of Richmond
Kathleen Murphy, President and CEO, Maryland Bankers Association
Redevelopment in Today’s Economy
Don-Hinkle Brown, President, The Reinvestment Fund, Philadelphia
Promising Financial Tools
Discussions will be moderated by Seson Taylor, Development Advisor, Greater Maryland Community Development Banking, PNC Bank, NA, Baltimore
Community Development Financial Institutions / New Market Tax Credits
Tracy Kartye, Associate Director of Social Investments, The Annie E. Casey
Individual and Institutional Investment
Catherine Godschalk, Senior Director, U.S. Lending, Calvert Foundation,
Terry Simonette, President and CEO, NCB Capital Impact, Arlington, VA10:30
Program Related Investment
Amir Kirkwood, Director, Municipal Securities Division, Citigroup, New York
Dave Wilkinson, Executive Director, City First Enterprises,
Working Lunch: Community Redevelopment in Baltimore
Presentations will be moderated by Paul Graziano, Commissioner, Baltimore Housing
11:45 Mixed-use and Community Development
Charlie Duff, President, Jubilee Baltimore, Inc.
Vacant Property Redevelopment
Thibault Manekin, Partner, Seawall Development
Mark Sissman, President and CEO, Healthy Neighborhoods, Inc.
Bobbi Macdonald, Executive Director, City Neighbors Charter School and Chair, Coalition for Baltimore Charter Schools
THEY KNOW THEY ARE NOT HELPING UNDERSERVED COMMUNITIES. THEY ARE SIMPLY ACCOMODATING A QUOTA LEFT FROM A LONG-STANDING UNDERSERVED COMMUNITY. SADLY, ANNIE E. CASEY IS DOING THE SAME. THEY TELL US IN BALTIMORE THAT THEY ARE NO LONGER FUNDING POOR PROJECTS, BUT MIDDLE-CLASS ONES. WELL, DON'T TAKE THE GRANTS AND TAX ADVANTAGES IF YOU ACKNOWLEDGE THE FOCUS CHANGE!!!! LEAVE IT FOR THOSE VERY PEOPLE AND COMMUNITIES!!!!
Mission & History A “Win-Win” for Investors and Communities
Calvert Foundation’s mission is to maximize the flow of capital to disadvantaged communities in order to create a more equitable and sustainable society. By creating innovative financial products and services, we have made it possible for everyday people, not just institutions, to participate in financial instruments that directly serve communities. It’s a win-win. You can lift people out of poverty through an investment that also earns a financial return.
Calvert Foundation was incorporated in September 1988 as an independent 501(c)(3) nonprofit corporation, though its current programs were launched in 1995, the result of a collaboration between Calvert Investments, Inc. (formerly Calvert Group), the socially responsible mutual fund company, and the Ford, MacArthur and Mott Foundations.
Currently, Calvert Foundation has nearly $200 million invested in 250 community organizations in all 50 states and over 100 countries. Our portfolio comprises investment in a diversified mix of high-impact organizations whose missions cover a range of social causes and innovations, including affordable housing, microfinance, Fair Trade coffee, small business development, and the establishment of essential community facilities such as charter schools, daycare centers and rehabilitation clinics. To date, our investors and supporters have helped us build or rehabilitate over 17,000 homes, create 430,000 jobs in the U.S. and in developing countries, and finance over 25,000 cooperatives, social enterprises, and community facilities.
WHAT THIS DEVELOPMENT ORGANIZATION DOES IS BUILD THE INFRASTRUCTURE FOR THE COMING AFFLUENT COMMUNITIES. THEY USE ALL THE CODE WORDS TO GET TAXPAYER FUNDING FOR THEIR PROJECTS WITH 'UNDERSERVED' USED ALL THE TIME, BUT THEY ARE DOING WHAT THE ENTERPRISE ZONES DEVELOPMENT IS DOING....BUILDING AFFLUENT COMMUNITIES AND SELECTING WHO AND WHERE THE OTHER CITIZENS LIVING IN THESE AREAS WILL BE TO MEET QUOTAS. REMEMBER THE BLACK YOUTH TALKING ABOUT THE ALGEBRA PROJECT AND ACKNOWLEDGING BALTIMORE'S WHITE PROGRAMS FOR BLACK PEOPLE........THIS IS ONE. EQUALLY IMPORTANT IS THAT THESE GROUPS ARE SELECTING OUT ENTIRE SECTORS OF LOW/MIDDLE INCOME PEOPLE, NOT JUST AFRICAN-AMERICAN.
BELOW YOU WILL SEE THESE PEOPLE WILL CREATE THE CONCENTRATED SENIOR COMPOUNDS FOR THE ELDERLY, THEY BUILD CHARTER SCHOOLS, THEY GREEN LOTS THAT USED TO BE UNDERSERVED REC CENTERS/SCHOOL PLAYGROUNDS, AND THEY ADDRESS THE FOOD DESERTS JUST AS THE UNDERSERVED ARE TO BE MOVED OUT OF THESE COMMUNITIES.
ALL UNDER THE GUISE AND TAXPAYER FUNDED AID OF THE UNDERSERVED. WILL THEY HELP PEOPLE.......YES, THOSE FEW WHO HAVE BEEN SELECTED TO LIVE IN THIS COMMUNITY.......AND THE NUMBERS ARE SMALL. THE WORKING CLASS WILL FIND IT HARD TO LIVE HERE AS WELL.
WE LOVE CHARTER SCHOOLS SHOUTED THIS CEO!
What Can Investors Expect from
NCB Capital Impact Who We Are
NCB Capital Impact has a superlative track record in providing innovative financing and technical assistance for underserved, low-income communities. NCB Capital Impact is a non-profit 501(c)(3) leading change in community development finance.
NCB Capital Impact partners with public and private organizations to provide facilities and services development assistance, and to create sound, attainable financing for America’s underserved communities.
NCB Capital Impact is an affiliated non-profit corporation of NCB providing financial and technical services both directly and indirectly through separate subsidiary LLCs.
What We Do
We finance, assist and train community-based organizations that seek to produce:
- affordable shared equity homeownership;
- affordable assisted living and long-term supports services;
- access to quality health care;
- choices for decent education; and
- jobs and economic development.
Impact NCB Capital Impact has deployed $1.7 Billion through 12/2011 to create:
$618.9 million for community health centers that provide 1,040,332 patient visits annually
$53 million for healthy food financing in over 60 locations
$554.9 million for high-quality charter school facilities creating 166,591 more school seats
$201.2 million for 35,296 units of multifamily homeownership or other affordable housing
$139.2 million for other community development enterprises
120 GREEN HOUSE® Homes operating on 43 campuses in 27 states
28,667 jobs for low-income individuals
THE HEAD OF TRF WAS ON THE PODIUM SPEAKING OF HIS PLANS TO MOVE FORWARD WITH THE EAST BALTIMORE DEVELOPMENT. NOW, WE KNOW THAT THESE ENTERPRISE ZONES MOVE THE UNDER-SERVED OUT AND HAVE FAILED TO MEET THE HOUSING AND HIRING REQUIREMENTS HIGHLIGHTED BELOW. THEY ARE NOT WORKING TO LIFT UNDERSERVED COMMUNITIES, THEY ARE WORKING TO PUT A QUOTA OF UNDERSERVED.............THOSE 20 FAMILIES IN A LARGER, WHAT WILL BE AFFLUENT NEIGHBORHOOD. THEY ARE THE QUOTA PEOPLE AND THEY ARE FAILING IN THEIR JOB.
I ASKED THE TRF DEVELOPER ABOUT THE QUESTION A MEMBER OF THE AUDIENCE ASKED ABOUT WHEN WILL THEY START HIRING THE UNDERSERVED FROM THESE COMMUNITIES. THIS IS HIS STANDARD LINE.....'WE HAVE A SKILLS SHORTAGE'. I REMINDED HIM THAT THE LABOR UNIONS HAVE AN APPRENTICESHIP PROGRAM FOR JUST THAT PURPOSE AND THAT THE LOCAL UNIONS WERE NOT BEING HIRED....THEY ARE WALKING IN CIRCLES ON PICKET LINES. HE STATED TAXPAYER 'JOB TRAINING' PROGRAMS ARE NEEDED........WHICH IS WHAT RAWLINGS-BLAKE AND THE BALTIMORE INTEGRATION PARTNERSHIP (BIP) IS ALL ABOUT ........THEY SELECT THOSE WHO WILL BE THE QUOTA GROUP AND USE TAXPAYER MONEY TO TRAIN THEM. THIS CIRCUMVENTS ALL OF THE LABOR PROCESSES WE HAVE USED FOR DECADES AND THAT ALLOWED FOR SOME DEMOCRACY (ALTHOUGH UNIONS HAVE BEEN DISCRIMINATORY AS WELL) THAT HAD CORPORATIONS PAYING FOR ON-THE-JOB TRAINING. NOW, A PRIVATE NON-PROFIT WILL SELECT WHO WILL PARTICIPATE IN THE PROGRAM AND THE TAXPAYERS WILL PAY FOR JOB TRAINING. THIS IS WHY WE HAVE NO MONEY FOR BASIC PUBLIC SERVICES AND PROGRAMS.
HE LET ME KNOW THIS SCHEME DIDN'T WORK IN PHILADELPHIA BECAUSE OF STRONG UNION MEMBERSHIP AND HE SEES BALTIMORE AS RIPE FOR THE PICKING.
What is the Baltimore Integration Partnership?
The Baltimore Integration Partnership (BIP) is a collaborative effort to expand opportunities for low-income residents and communities in Baltimore by unifying job opportunities with revitalization investment. Partner communities include the neighborhoods represented by the East Baltimore Development Initiative; the Central Baltimore Partnership; and West Baltimore communities adjacent to the proposed Red Line. The BIP is supported by Living Cities and includes a range of stakeholders aligning resources and activities while working to strengthen the linkage between physical and human capital development.
Leveraging Investment to Catalyze CommunitiesThrough The Reinvestment Fund (TRF), BIP offers a range of loan products for predevelopment, acquisition/ construction, small businesses, as well as semi-permanent and New Market Tax Credit financing. The BIP is seeking to:
- Increase affordable housing and commercial and retail options while generating jobs
- Stimulate investment and restore households in depopulated areas to
de-concentrate poverty; and
- Create essential amenities and services. learn more>>
- Refer job ready area residents to employers and developers
- Screen job candidates that may have already been referred
- Co-invest in training that leads to career track employment and
- Meets the needs of employers for a skilled workforce.
Workforce Development Resources and ActivitiesThe Baltimore Integration Partnership (BIP) is working to build partnerships between Baltimore's workforce development stakeholders and area employers to identify specific job opportunities and to connect low-income area residents to those jobs through local hiring requirements, community-based workforce pipelines, and a dedicated workforce training fund.
Local HiringAs part of the BIP's capital project criteria, BIP-funded projects are required to meet local hiring goals for employing Baltimore City residents with a preference for those residing in BIP target areas. The BIP stakeholders serve as resources for developers to access job-ready residents and help prepare them for permanent and career track employment.
Community Based Workforce Development PipelinesThe BIP works to screen and identify job-ready BIP area residents and connect them to employment opportunities through the recruitment, training, and placement efforts of workforce partners like the Mayor's Office of Employment Development, East Baltimore Development, Inc., Central Baltimore Partnership, and Job Opportunities Task Force's JumpStart construction training program.
East Baltimore Development, Inc. (EBDI)EBDI provides workforce development resources for residents living in the EBDI footprint and as well as for residents of 11 East Baltimore zip codes (link to list/map). In partnership with the Mayor's Office of Employment Development, EBDI provides low-income jobseekers with job readiness and basic computer literacy training, GED completion, job placement and retention tracking services. Workforce Wednesday's are organized every two weeks for area residents.To schedule an appointment or for more information, please visit EBDI's website, http://ebdi.org/workforce_pipeline or contact Alicia Schuller.Alicia Schuller
Economic Opportunity Associate
East Baltimore Development, Inc.
410-234-0660 ext. 205
Alicia.Schuller@ebdi.org Central Baltimore Partnership (CBP)Building on the community based pipeline at EBDI, CBP in partnership with the Greater Homewood Community Corporation, recently launched a new community based pipeline to serve residents residing in zip codes 21218, 21202 and 21201 and CBP communities within the boundaries of University Parkway to the north, Greenmount Avenue to the east, Mt. Royal Avenue to the south and Howard Street to the west. Click here to view an area map. An overview of available workforce development resources is provided every other Wednesday for CBP area residents. For more information or to schedule an appointment, please contact Elizabeth Johnson. Elizabeth "Beth" Johnson
Workforce Outreach Coordinator/Family Advocate
Greater Homewood Community Corporation (GHCC)
email@example.com Mayor's Office of Employment DevelopmentBaltimore's MOED provides job seeker services to Baltimore City residents such as occupational training, career counseling, personal development training, office systems and job placement assistance at One Stop Career Centers located in several area neighborhoods. Mayor Stephanie Rawlings-Blake recently signed a new executive order, Employ Baltimore, which strengthens the connections between companies and employers receiving certain city contracts of $50,000 and the Mayor's Office of Employment Development (MOED) which will help them review their workforce needs and become familiar with available employment services.>>Find a Local One Stop Career Center>>Learn more about the Executive Order JOTF's JumpStartJobseekers in the BIP target areas who require training for entry level positions in the building trades have access to Jumpstart, JOTF's pre-apprenticeship construction training program. Over 13 weeks, trainees gain hands-on skills and become CPR and OSHA certified in order to prepare for employment and potential formal apprenticeships that assist them in pursuing licensure as an electrician, carpenter, or plumber. >>Learn more about JOTF and JumpStart Workforce Training FundThe BIP has established a Workforce Training Fund to co-invest in training that leads to career track employment and meets the needs of employers for a skilled workforce. The fund is designed to support training and advancement opportunities for Baltimore City residents with household incomes prior to training that range from below poverty to the family sustainability standard (up to $45,000 a year for a single parent with one teenage and one elementary school aged child1) living primarily in targeted areas of East, Central and West Baltimore. The specific purposes of the Workforce Training Fund are to:
- Connect low-income residents of partner communities to employment opportunities identified through the BIP via appropriate, high quality occupational training that meets the needs of employers for a skilled workforce;
- Support the local hiring goals of the BIP for developers and major
- Establish a sustaining funding mechanism(s) to support the occupational
training to meet above purposes in the city -- and beyond the life of the initiative.
Movement Towards System ChangeUltimately, the BIP's goal is to increase collaboration and partnership within all of Baltimore's workforce system to develop a strategy and action plan toward launching low-income and low-skilled residents into careers. BIP partners such as JOTF and Central Maryland Transportation Alliance are helping inform public policy discussions in City Hall and Annapolis to strengthen workforce development opportunities and programs.